Reconcile payments and collections
without touching a spreadsheet.
Naia connects to your bank, matches every movement against your invoices, and classifies the rest. Automatically.
Naia
en linea
Your business moves. You invoice, collect, pay.
What if something doesn't add up and you don't know?
You invoice and collect. You sense money coming in and going out. But until you sit down to match everything — at month-end, or worse, at quarter-end — there's no certainty it all adds up. A missing payment, a misbilled invoice, a duplicate charge: by the time you spot it, weeks have passed.
Naia connects to your bank and matches every movement against your invoices. What matches, reconciled. What doesn't, it alerts you via WhatsApp. No waiting for close. No dedicated time. No thinking about it.
Connect. Sync. Reconcile.
Without you moving a single piece of data.
Connect your bank
Select your bank and authorize access with your usual credentials. Naia connects via Enable Banking, a regulated platform giving access to over 2,500 banks in 30 European countries through PSD2 official APIs. Your credentials never pass through Naia — the connection is directly between you and your bank.
Autopilot. Always
The only step is authorizing your bank. From then on, Naia checks daily for new movements and matches them against pending invoices. What matches, reconciled. What doesn't, it notifies you via WhatsApp. Without you opening anything or having to remember.
Continuous learning
If a movement is ambiguous, Naia flags it so you decide. You choose, Naia records it — and learns from your decisions for next time. Your accountant receives everything already classified.
Reconciliation that understands your business.
And learns from your decisions.
Elena Jiménez Structural & Valoraciones
Reconciliation
Generate and inspect reconciliation candidates against invoices for this movement.
Reconciled invoice
1 linkedCandidate invoices
2 candidatesAutomatic matching with scoring
Every movement is matched against your pending invoices. Naia compares amount, date, and payer name, assigning a confidence score. If the match is clear, it reconciles without asking. If there are multiple candidates, it ranks them by confidence and lets you choose.
“García paid the €4,200 — already marked as collected”
Your bank movements, at a glance
Collections, payments, and net cash flow in a single view. Filter by status, account, or period. Real-time reconciliation ratio. Or ask Naia via WhatsApp.
“Naia, how much have I collected this month and how much is left to reconcile?”
Every correction is one fewer correction in the future
The bank says "Fernandez Consult". You confirm it's Fernández Consulting. Naia learns.
Next month another payment from "Fernandez Consult" arrives. Naia already knows who it is. Reconciles on its own.
With each month, Naia needs less of your input. The automatic reconciliation ratio rises on its own.
“The first month you correct. By the sixth, you just supervise.”
Bank movements don't live alone. They connect to your entire admin.
When Naia reconciles a payment with an invoice, the invoice is marked as paid. When it categorizes an expense, your accountant receives it identified. Everything flows.
Your invoices, always up to date.
Issue and register invoices from WhatsApp. Naia applies the correct tax treatment and stores every document.
Accountant & tax filingYour accountant gets the data ready.
Invoices matched, movements classified, expenses identified. All verified and organized for filing.
“It's not a bank statement. It's your admin, solved.”
Connect your bank
and stop reconciling manually.
Authorize access, wait for movements to sync, and watch Naia match them against your invoices.
Unlimited accounts. Unlimited movements. Reconciliation included. You pay for the work Naia does, not for access to a tool.
No credit card · No commitment · Cancel anytime
Everything included
Included in your Naia subscription. No additional cost per account or movement.